Tag: KASB

Active Vs. Passive Investment: Which Should You Choose?

Adviser shows active investing vs passive investing pros and cons.

Investing is the conscious management of your money that demands careful consideration of risk and return. In the financial world, two primary approaches dominate the landscape: active and passive investing. Choosing between them depends on an investor’s goals, risk tolerance, and time horizon. In this blog, we’ll explore the key distinctions between active and passive investment, drawing insights from both traditional wisdom and contemporary research.

Active investment is a hands-on approach where investors directly engage with individual stocks, either through personal decision-making or by entrusting fund managers or financial advisors with the task.

How to Invest in Different Market Environments

This week, Pakistan’s stock market continued its bull run and reached a record-high level of 50,000 points, last achieved 6 years ago on 8th June, 2017. But why did this happen?

The financial markets are complex and ever-changing, influenced by a myriad of factors. Understanding these market cycles and knowing how to invest in various market environments can significantly impact your investment success. Below, we’ll explore the different phases of market cycles and provide insights on how to navigate each phase effectively.

Investing vs. Saving: What’s the Difference and Why Does It Matter?

Both saving and investing play a crucial role in achieving financial stability and growth. However, many people confuse the two concepts, and as a result, they may not be getting the most out of their money. That’s why KTrade is here to help you understand the difference.

Saving refers to setting aside money for future use, such as putting your money into a savings account. This allows you to build an emergency fund, achieve short-term financial goals, and avoid debt. You then have a financial cushion to fall back on in case of unexpected events like job loss, medical emergencies, or car repairs. Saving also allows you to achieve short-term financial goals like paying for a vacation, or making a down payment on a house.

What’s the Deal with IMF and Pakistan?

Back in 2019, the International Monetary Fund (IMF) and Pakistan reached an agreement to provide financial assistance to help the country address its economic challenges. So far the country has received $4.0 billion out of the total amount of $6.5 billion. For the next tranche of around $1.0 billion, the country has to meet various conditions causing the delay in staff level agreement. As a result, investor sentiment has been negatively impacted, and the market has remained range bound. However, all is not dark! There are ways to navigate these economic uncertainties, and you can do so with KTrade. In this blog post, we’ll take a closer look at the IMF and Pakistan agreement, the reasons behind the delays, and the potential impact on investors and the market.

Firstly, the IMF deal will provide much-needed financial assistance to Pakistan, which has been struggling with a mounting debt crisis. The country’s external debt currently stands at around $105 billion, with the government struggling to meet its repayment obligations. The IMF has agreed to provide a loan of $6 billion to Pakistan over the next three years, which will help to alleviate some of the pressure on the country’s finances. However, as of March 2023, the talks between the government and the IMF appear to be at an impasse amidst an expanding list of conditions, including lending guarantees from friendly countries. Mixed signals from government officials, including planned petroleum and flour subsidies, have fueled speculations of further delays in the program’s revival. Despite this, through the materialization of additional bilateral, multilateral, and IMF’s funding, the government is targeting a reserve balance of around USD 8-9bn by June 30th, 2023. (For those looking for regular updates on Pakistan’s economic climate, follow our LinkedIn and Facebook). 

How to Trade in Gold – Unlock Financial Security Today with KTrade

Gold is a valuable investment asset that can provide financial security and stability, especially during times of economic uncertainty. Trading in gold is now more accessible than ever through PMEX, the Pakistan Mercantile Exchange, a regulated exchange that offers trading in various commodities, including gold. In this blog, we will guide you through the steps of trading in gold through PMEX with the help of KTrade, a leading online brokerage firm in Pakistan.

Step 1: Open an Account with PMEX via KTrade